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Using Visa/Mastercard through Paypal

You don't need a Paypal account or funds in a Paypal account to pay via Paypal. As a "guest" user you can use pretty much any bank card with Paypal even though you have no relationship with Paypal. Just imagine swiping your plastic in a store. You might have no relationship with the bank that put the card machine in the store but they can still debit your card and credit the merchant. Simple.

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